Agents · Agencies · FMOs
Distribute a competitive product portfolio through one platform — ITH SmartCare group medical, ManhattanLife supplemental, and life & annuity — with agent and agency appointment capability for your downline.
Lead with SmartCare group medical — four plans across Cigna, UnitedHealthcare & PHCS networks, each with an integrated gap benefit that lowers members' net out-of-pocket (the debt-free Premier plan brings it to $0). Add supplemental, life & annuity to round out every client.
Agencies and FMOs can bring their book: appoint producers under you and manage them from your dashboard. One platform, one place to track.
Group health is recurring business — you build a book that renews, backed by training, sales support, and a broker kit.
Compensation & appointment terms — including override and downline structure — are shared during the appointment/onboarding process and are subject to carrier and state requirements. Producers must hold the applicable license and appointment; nothing here is an offer of employment or securities.
Tell us about you and your book. A DHI team member follows up to start the appointment and send the contracting link.
Producers must be properly licensed and appointed to solicit or sell insurance. Product availability varies by state and carrier. DHI does not guarantee appointment; all appointments are subject to carrier and regulatory approval.